Tennessee Take Home Pay Calculator 2026
Estimate your paycheck in Tennessee after federal and state taxes.
Updated for 2026
Calculator Details
Estimated Take-Home Pay
Working in Tennessee: Your 2026 Tax Guide
If you live or work in Tennessee, understanding your tax liability is key to financial planning. Tennessee is one of the few states with no state income tax on wages. This means you keep a significantly larger portion of your paycheck compared to residents of high-tax states.
Taxes in Tennessee Breakdown
When you look at your pay stub in Tennessee, you'll typically see these major deductions:
- Federal Income Tax: This goes to the IRS and is based on your income bracket and filing status.
- Tennessee State Tax: Tennessee State Tax: Zero on earned income.
- FICA (Social Security & Medicare): A flat 7.65% rate (6.2% for Social Security + 1.45% for Medicare).
Salary Examples for Tennessee
Here is how your paycheck might look at different income levels in Tennessee (Single Filer estimates):
$50,000 Salary
Federal:-$7,000
FICA:-$3,825
State:-$0
Net Pay:$39,175
$100,000 Salary
Federal:-$14,000
FICA:-$7,650
State:-$0
Net Pay:$78,350
$150,000 Salary
Federal:-$21,000
FICA:-$11,475
State:-$0
Net Pay:$117,525
Cost of Living in Tennessee
While taxes are important, they are just one part of the equation. Tennessee may offer a specific lifestyle or cost of living that balances out the tax situation.
State Comparison
Your purchasing power in Tennessee depends on both taxes and the cost of living. Use our comparison tool to see how your paycheck would look in a different state.
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Frequently Asked Questions
In Tennessee, the state income tax is estimated based on our simplified model. Tennessee is one of the states with no state income tax on wages.
Your take-home pay in Tennessee is your gross salary minus Federal Income Tax, Tennessee State Income Tax, Social Security, and Medicare.
Yes, some cities and counties may levy additional local income taxes which are not included in this state-level estimate.
Disclaimer
This calculator is for informational purposes only and should not be considered tax or legal advice. While we strive for accuracy, tax laws change frequently and individual circumstances vary. Please consult a qualified tax professional or financial advisor for your specific situation.